12. It will tell the amount you can apply for after selecting your city, age, salary, and monthly expenses on the tool. Rate of interest The interest rate is the percentage at which lenders charge interest on the loan amount. Bajaj Finance 35th Annual Report 2021-22. BFL is not a supplier/manufacturer/issuer of the products purchased by Customer or the Rewards provided to the Customers under this Promotion and will not accept any liability in relation thereto. 
The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. : 020 7157-6403 
: 020 7157-6403 You can do this by making changes in the respective fields of the EMI Calculator.
Email ID: investor.service@bajajfinserv.in, Bajaj Auto Limited Complex Mumbai - Pune Road, You can borrow up to Rs. 1.Offer applicable on purchase of latest electronics and smartphones at dealer outlet, 2.Please contact dealer store for more information, Thanks, Customer support team will call you soon, Something went wrong, please try after some time. What is the maximum age to avail of a personal loan? Follow these four easy steps to apply for a Bajaj Finserv Personal Loan: Step 1: Fill in your personal, financial, and employment details, Step 2:Select the loan amount and tenor that you require to get instant online approval, Step 3:Submit the required documents with our representative, who will get in touch with you, Step 4:Receive the money in your bank account within24 hours*. It is great to calculate your EMIs before applying for a personal loan. And they can be used to manage a variety of expenses, including: Medical treatment:Get access to the money you need when you need it and meet the expenses of your planned and unplanned medical requirements. 18. Meet our basic eligibility criteria and get instant approval. You can even check your monthly or yearly EMI by clicking on 'view repayment schedule'. NBFCs in India like Bajaj Finserv make the personal loan application process quick and simple. ii. It can help you meet a wide range of financial requirements, such as: To avail of a quick personal loan, you only need to meet some basic eligibility criteria: If you meet the salary requirement based on your city of residence, you can qualify for the loan. What is the age limit to get a personal loan? What are the eligibility criteria for a personal loan? Bajaj Finserv also helps you check your personal loan eligibility and EMIs with handy online calculators to simplify your application process. The minimum salary that you need to be earning is Rs. You just need to select the loan amount, tenor and rate of interest to get the exact payable EMI with an interactive chart. 1 lakh at a rate of interest of 14% p.a. 20. Please keep the following documents handy when you are about to start filling the online application form: A personal loan is an unsecured loan, which means you don't need to pledge any collateral to receive funds. What is the minimum salary required for personal loan? I confirm that I have/had no insolvency proceedings against me nor have I ever been adjudicated insolvent by any court or other authority and I further confirm that I have read the information on various loan products made available by BFL on. This Promotion is valid for only such Customers: i. In fact, if you are a pre-approved customer, you may not even need to submit any additional paperwork, and you can get your money in as little as 20 minutes. The minimum salary required to apply for personal loans will differ from city to city. Disputes, if any, regarding the products/services/Rewards under the Promotion must be addressed in writing, by the Customers directly to the merchant/issuer of the Rewards and BFL shall not entertain any communication in this regard. Viman Nagar, Pune 411014, IRDAI Corporate Agency Registration Number. Click here. The tax deducted at source in respect of the Reward, where applicable, shall be paid by BFL. Without a Customer being required to do any further act, the Customers shall be deemed to have read, understood and unconditionally accepted the terms and conditions herein. Notwithstanding anything contained in the Promotion thereunder or these terms and conditions, any images, representations, content etc. 25 lakh and get disbursal within 24 hours* of your loan application being approved. 20,000. For greater flexibility and convenience, choose a Flexi loan by Bajaj Finserv and lower your EMIs by up to 45%*. Off Pune-Ahmednagar Road, Check your pre-approved offer and get your card in three easy steps, Earn up to 7.75% p.a. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 Under this Promotion, every Customer who fulfills the criteria specified by BFL, shall be eligible for cashback Reward of FLAT 11% Cashback of ____________ value. The minimum salary requirement for a Bajaj Finserv Personal Loan is Rs. Fill in a few basic details to know the loan offer designed exclusively for you and avail of it on the spot. Loan amount Monthly instalments payable are directly proportional to the loan amount opted for. Have read and understood the terms and conditions contained below (Terms). 22,000, based on your city of residence. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 How does a Personal Loan EMI Calculator work? Ph No. The best thing to know how much personal loan you can get on your salary will be using the Personal Loan Eligibility Calculator. You can have multiple personal loans and yet apply for a home loan. Click 'Apply Online' to start your personal loan application. This Promotion is available only in select cities of India and is valid only for Indian citizens. A longer tenor reduces monthly instalments, while a shorter tenor increases them. 10,000, Personal loan for salary less than Rs. : 020 7157-6064 Personal loans are one of the most popular types of financing available today. How can I check my Bajaj Finserv Personal Loan eligibility? Following words shall for the purpose of these terms and conditions, be defined to mean as below: "Customer" means an Indian citizen who avails a loan from BFL during the Offer Period. It is Rs. Availing of one is easy you can apply online and use the money to meet almost any expense. 22. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator. To do that, you can use the eligibility calculator. 25,000, then you cant apply for a loan in Pune. EMI, or Equated Monthly Instalment, is the fixed amount a borrower pays every month to clear off the loan taken from a lender. How much personal loan can you get on your salary? Visit our nearest branch to apply for loans, pay bills, or invest in a fixed deposit. Shop online across our partners like Flipkart, Amazon, MMT etc with your EMI Network Card. And using one is simple too. Just enter your details to know more, Entered the wrong phone number? Personal Loan for Self-employed Individuals, r is the rate of interest calculated monthly, and. Results generated by the calculator(s) are indicative in nature. The minimum salary for personal loans that you need to be earning will depend on your city of residence. 6. You need the following documents while applying for a Bajaj Finserv Personal Loan: To qualify for a Bajaj Finserv Personal Loan, you only need to meet the eligibility parameters stated above. Email ID:investors@bajajfinserv.in. Apply online in minutes and get instant approval on your loan, Check your CIBIL score for free in just three steps, Use our online calculator to know how much personal loan you can get, Know your likely EMIs on the amount you wish to borrow in 3 steps. Manage expenses such as course fees, travel expenses, hostel charges and more. Wedding:Manage the expenses of a grand wedding or plan your dream honeymoon with the help of a personal loan. If you want to apply for a personal loan to meet some of your urgent needs, then you need to check if you are eligible for the desired loan amount or not. While Bajaj Finserv Personal Loan allows you to borrow up to Rs. 22,000 per month. 16. Additional read: How to calculate CIBIL score. 15,000, Personal loan for salary less than Rs. Bajaj Finserv offers personal loans that come with a host of features and benefits, including: Complete the application form online and get your personal loan without any hassle. These terms and conditions shall be in addition to and not in derogation to the terms and conditions prescribed by BFL for the loan. Have a look at the personal loan eligibility of Bajaj Finserv: Qualifying for a personal loan is easy if you can meet the eligibility criteria of Bajaj Finserv and submit some documents.
Since its an unsecured loan, you do not have to pledge any collateral to avail of it. Once you know the interest rate on the desired loan amount and tenor, you may use the Personal Loan EMI Calculator to determine monthly instalments. Further, I confirm that I would like to know through the above mentioned Communication Modes various BFL loan offer schemes or loan promotional schemes or any other promotional schemes relating to various products/services offered by BFL/its group companies/business partners from time to time and hereby authorize BFL, its group companies, employees, agents, associates, business partners to contact me from time to time for the same. 7. A CIBIL score above 750 can help you get better terms on loans and other products. You can check your CIBIL score here with Bajaj Finserv for free. 1.All Qualified customers shall be given a coupon code, 2.The users can visit their created gold locker on. What is the difference between a term loan and a Flexi loan? If you wish to apply for a personal loan, you need to determine your eligibility before applying for it. Applicants fromJaipur,Chandigarh,Nagpur,Surat,Cochin should be earning at least Rs. This Promotion cannot be combined with any other offer/discount/promotion of BFL. 22,000 or higher, based on your city of employment. What is the CIBIL score required to get a loan? They can get the loan amount transferred to their bank account in just 20 minutes. You can alter the EMI to meet your repayment capacity as well. Pune - 411035 MH (IN) A personal loan is an unsecured financial offering offered by Bajaj Finserv and other lenders. Increasing the tenor will lower your EMIs and vice versa. Used cars:Apply for a personal loan online to finance the purchase of a second-hand car. What is the CIBIL score required to be eligible for a Bajaj Finserv Personal Loan? Getting approval on your loan application is easy. I further understand and agree that pursuant to this application form, I will be required to submit documents to the satisfaction of Bajaj Finance and accept the loan terms and conditions for availing the loan granted to me by Bajaj Finance from time to time. Email ID:investors@bajajfinserv.in. Who have received communication from BFL regarding the said Promotion. 35,000. 3.Upon clicking, Click on redeem & enter coupon code , email id & Pincode. 19.
The calculator(s) are only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. E = P*r*(1+r)^n/((1+r)^n-1) where. 25. Travel:Knock destinations off your bucket list and fulfil your travel goals with a travel loan from Bajaj Finserv. Pay interest-only EMIs and reduce your monthly instalments. It has a fixed rate of interest and must be repaid over a specific tenor. 30,000 for cities like Ahmedabad and Kolkata and Rs. Participating in this Promotion is voluntary and the Customer is not bound to participate in this Promotion. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 While you are required to submit proof of your income, we try to ensure the process is as streamlined and hassle-free as possible with minimal documents. You can also lower your monthly instalments by up to 45%* by opting for interest-only EMIs for the initial part of the tenor. It might also impact your loan tenor and negatively impact your credit score. A personal loan amortization schedule is a detailed table of periodic payments to be made during the loan tenor. Our representative will call and guide you on the next steps. As a Bajaj Finserv customer, you get exclusive pre-approved offers from us. I understand and acknowledge that Bajaj Finance shall have the absolute discretion, without assigning any reason to reject my loan application and that Bajaj Finance shall not be responsible/liable in any manner whatsoever for such rejection. Keep your basic KYC documents and bank statements handy when filling out the application form. Personal loan for salary less than Rs. You can also access your loan details and repayment schedule throughour online customer portal - My Account, at any time, from anywhere. BFL, its group entities/ affiliates or their respective directors, officers, employees, agents, vendors, etc., shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered by a Customer, directly or indirectly, including for reasons arising out of use or non-use of products/ services or participation under this Promotion. 25 lakh and get instant approval. Ph No. Grow your wealth by investing in an FD and benefit from interest rates of up to 7.75%* p.a. : 020 7157-6403 For a complete list of our locations, please click here. However, the younger an applicant is, the better is his/her chance to get the loan approval at a lower rate of interest. Email ID:investors@bajajfinserv.in, Get our most popular offerings in just a few clicks, Personal Loan for Self-employed Individuals. "Participating Store(s)" shall mean such retail store(s) or dealer outlets which are empaneled with BFL and which are participating in this Promotion and which are located in such locations as detailed in Annexure I. 35,000. For the avoidance of doubt, it is hereby clarified that a Customer is eligible for only one Reward during the Offer Period. What are the documents required for a personal loan? Email ID:investors@bajajfinserv.in. I agree that my action of entering the OTP sent by BFL and clicking the Submit button, constitutes a valid acceptance by me of the Terms contained herein and creates a binding and enforceable agreement between me and BFL. We are redirecting you to our Personal Loan Application Form. This Promotion is subject to laws, rules and regulations as may be applicable in any jurisdiction in India, from time to time, and accordingly in places where not permissible shall be deemed as not applicable. 10 lakh. Click here. Ph No. Bajaj Finserv 15th Annual Report 2021-22.
Ph No. 28,000 per month. : 020 7157-6064 In case any inconsistencies observed, please click on reach us. While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. "Website" means BFL's website at the following URL. EMI calculators are beneficial when computing EMIs for personal loans, home loans, or business credit. BFL shall not be liable for termination or delay of the Promotion or the Rewards forming part of the Promotion due to any force majeure event and will not be liable for any consequences. 17. The formula used is: I authorize BFL to exchange, share all information and details as provided by me and in relation to my existing loans and/or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, business partners etc. For example, if you apply for a Bajaj Finserv Personal Loan of Rs. You can borrow money and repay it in a series of small instalments over a period of time. Residents ofAhmedabad,Kolkata applying for a personal loan should be earning Rs. 6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014, Akurdi, Pune - 411035 Read about personal loan eligibility and documents needed here. Email ID: investor.service@bajajfinserv.in, Bajaj Auto Limited Complex Mumbai - Pune Road, 2,327. The existence of a dispute, if any, shall not constitute a claim against BFL. In addition to this facility, you will find no hidden charges when applying for a personal loan from Bajaj Finserv. Why should you choose a Bajaj Finserv Personal Loan? The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. with our fixed deposit, Borrow up to Rs. Extend the benefits of your EMI Network to your family members. A personal loan has become a convenient financing option. Working at an MNC, public or private company. You can withdraw money from this approved amount as many times as you need without applying multiple times. Click on Apply Online to open our simple online form, Enter your 10-digit mobile number and OTP. 1 lakh for varying tenors at a 13% interest rate by Bajaj Finserv: The personal loan interest rate is decided by your lender basis your loan amount, tenor and credit profile. Notwithstanding anything herein, BFL shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the products or Rewards provided by third parties. Please note that the rate of interest (R) on your loan is calculated monthly (R = Annual rate of interest/12/100) which in this case is 14/12/100 = 0.01167. 25,000 and depends on the city where you live. It is because the minimum salary in Pune is Rs. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. DISCLAIMER: "Promotion" shall mean the "#BIG11DAYS" promotional program during the Offer Period. At Bajaj Finserv, the personal loan age limit is between 21 years and 67 years*. It is scheduled at a specific date of every calendar month and includes both principal and interest components. I agree and affirm that BFL may contact me and communicate with me over telephonic calls, or SMS on the mobile number mentioned herein, or through any other communication mode (Communication Modes) to verify the details provided by me . Bajaj Finserv, one of the most diversified NBFCs in India, offers instant personal loans with paperless approval and quick disbursal. To do that, you can check your loan eligibility by using the personal loan eligibility checker. I undertake to keep BFL updated of any change in the information provided by me. You can use our Personal Loan EMI Calculator to identify the monthly instalment and tenor that suits you best. If you are new to Bajaj Finserv, you can get your personal loan by completing the simple application process mentioned above. How to get quick approval on my personal loan application? Use the sliders to choose desired loan amount, tenor and interest rate or directly enter the data in the text fields to know the EMI. You pay interest only on the amount that you utilise. If you have an ongoing personal loan and seek a home loan, you can apply for it. Additional read: How to improve credit score. The Bajaj Finserv Personal Loan EMI Calculator also shows the break-up of the principle and the interest amounts while calculating the EMI.
23. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. Existing customers may find that their information is already pre-filled. : 020 7157-6064 Click here. You can obtain a personal loan for salaried employees by meeting our simple eligibility criteria. 15. A Customer can qualify only once for the Promotion during such Offer Period. Don't close your browser window. : 020 7157-6403 25 lakh, the loan amount you can apply for depends on your eligibility. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (BFL) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. 1,200as an EMI bounce charge. and for tenor of 2 years, your EMI will be calculated as under: EMI = 100000* 0.01167 * (1+ 0.01167)^60 / [(1+ 0.01167)^60 ] -1 which is Rs. 25,000. Debt consolidation:Consolidate different types of debt from credit cards to loans into a single personal loan and make your instalments manageable. Who mandatorily avail a loan from BFL for purchasing the Product from the Participating Store(s) during the Offer Period and who successfully pay the first equated monthly installments of the loan as per the repayment schedule. 12,000, Personal loan for salary less than Rs. You need to select your city, age, income and expenses and the tool will predict the eligible amount. Heres how you can get an instant personal loan online from Bajaj Finserv. Ph No. Pay your bills, manage EMIs, check offers, and do more in our customer portal. The Bajaj Finserv Personal Loan EMI Calculator requires you to fill in only three essential fields to determine your monthly instalments the loan amount you wish to borrow, followed by the tenor and the interest rate. What documents are required for a personal loan for a salaried applicant? Here is a detailed guide on applying for a personal loan. What is the minimum salary required to get a personal loan? Check out the EMIs on a personal loan of Rs. All applicable taxes, fees and levies (excluding 'gift' tax or tax deducted at source, where applicable) will need to be solely paid by the Customer(s). Read about the fees and charges on your personal loan and stay informed. "Offer Period" shall mean the period commencing from 12:00 am on _11-11-2019 of 2019 to 23:59:59 pm on 21-11-2019. 22,000, but that depends on your city. Pune - 411035 MH (IN) You are eligible for a Bajaj Finserv Personal Loan if you are a salaried professional aged between 21 years and 67 years*. Personal Loan Eligibility & Documents Required For Personal Loan, Personal Loan for Self-employed Individuals, Bank account statements of the previous 3 months, KYC documents such as PAN, Aadhaar, driving license, voter's ID, or a passport, You will be redirected to the login page of, Upon logging in, select Track Application., Verify your identity with an OTP sent to your registered mobile number to view your personal loan application status. What are the factors that affect personal loan EMIs? Can I use the Bajaj Finserv Personal Loan EMI Calculator to calculate EMIs of any other bank loan? An EMI calculator uses a simple mathematical formula to calculate your monthly instalments. and all intellectual property rights pertaining thereto which belong to any third party, shall continue to vest with such party and by using such images, representations etc., BFL in no way claims any right whatsoever relating to such intellectual property. Nothing herein amounts as a commitment by BFL to provide further or similar offers. 35,000 for cities like Bangalore, Delhi, Mumbai, or Pune. Get your personal loan amount on the same day of approval. 8. Higher education:Provide complete financial support to your child for their higher education with a high-value best personal loan in India.